Fees and Insurance Coverage
The self-pay fee for the Home Birth Package is $5500 or $5000 early pay discount if paid by 30 weeks. A non-refundable deposit of $800 is required up front to initiate care and then a payment plan can be developed to pay off the remainder by 36 weeks. After the birth of your baby, we will bill your insurance company for all care, and whatever they pay out, minus billing fees, will be reimbursed to you.
We are in-network with CareFirst Blue Cross Blue Shield and Amerigroup. For in-network insurances, we charge a retainer fee of $2500 out of pocket. This retainer fee holds your spot in our schedule as we only take a limited number clients due each month to ensure we will make it to your birth. It also covers services that are not covered by your insurance. This fee can be paid with a payment plan including a deposit up front and the balance paid off by 36 weeks.
The portion of our fee that is not reimbursed by insurance covers those services that are not covered by your insurance, including the birth assistant, travel/gas costs, tub rental, birth supplies, breastfeeding support, and childbirth education. The full fees for care are still charged to your insurance and you are responsible for any deductibles or co-pays.
If you are out-of-network, we work with a billing company that has extensive experience billing home births and midwifery services. Their fees are:
Verification of Benefits – $25
Submitting Final Bill after birth – $50 + 8% off fees paid by insurance compan5
If finances are an issue, please let us know so we can develop a solution. All fees are payable with a payment plan over the length of your pregnancy. A deposit of $800 is necessary to start care.
Other Service Fees and Coverage
Our Well Woman/Well Body, gynecological care, contraception management, pre-conception counseling, and other related services can be billed to insurance.
If you are out-of-network, self-pay fees are:
We are able to accept payment via cash, check, credit card, Venmo, Cashapp, Zelle, and Paypal.
You may use Health Savings or Flexible Spending Accounts to pay for our services.