Fees and Insurance Coverage

The fee for the Home Birth Package for all clients is a birth retainer fee of $2500. This retainer fee holds your spot in our schedule as we only take a limited number clients due each month to ensure we will make it to your birth. This fee does not go toward your deductible.

If you have insurance with CareFirst or Amerigroup, this fee covers services not covered by your insurance, including the birth assistant, travel/gas costs, tub rental, midwife’s birth supplies, breastfeeding support, and childbirth education. The full fees for care are still charged to your insurance and you are responsible for any deductibles or co-pays.

If you have a different insurance, our self pay fee is $5000 or $4500 if paid by 30 weeks. This includes the retainer fee.

After the birth of your baby, we will bill your insurance company for all care, and whatever they pay out, minus billing fees, will be reimbursed to you.

Billing Fees

If you are out of network, we work with a billing company that has extensive experience billing home births and midwifery services. Their fees are:

Verification of Benefits – $25

Submitting Final Bill after birth – $50 + 8% off fees paid by insurance company

If finances are an issue, please let us know so we can develop a solution. All fees are payable with a payment plan over the length of your pregnancy. A deposit of $500 is necessary to start care.

Other Service Fees and Coverage

Our Well Woman/Well Body, gynecological care, contraception management, pre-conception counseling, and other related services can be billed to insurance.

If you are out-of-network, self-pay fees are:

  • Well-woman or gynecological care - $100
  • Private consult prior to initiating care - $50
  • Additional home visits besides 36-week prenatal and 2 postpartum visits - $50/visit

Payment

We are able to accept payment via cash, check, credit card, Venmo, Cashapp, and Paypal.

You may use Health Savings or Flexible Savings accounts to pay for our services.