Fees and Insurance Coverage

The self-pay fee for the Home Birth Package is  $6000 or $5500 early pay discount if paid by 30 weeks. A non-refundable deposit of $800 is required up front to initiate care and then a payment plan can be developed to pay off the remainder by 36 weeks. After the birth of your baby, we will bill your insurance company for all care, and whatever they pay out, minus billing fees, will be reimbursed to you.

This fee includes: 

  • Midwife and student midwife or birth assistant attending your birth
  • All Prenatal care
  • Labor, birth and all postpartum care
  • Initial Newborn Assessment at birth
  • 3-4 postpartum visits
  • Regular availability from 9am-9pm on a non-emergent basis for questions and concerns.
  • 24 hour availability for emergent issues
  • Lactation Consultant visit at your home within the first few days after birth
  • 2 Chiropractic visits at Thrive Chiropractic 443-991-4703 www.thrivechiro.org
  • Birth Supplies

The fee does not include (these are usually billed directly to your insurance):

  • Lab work – includes blood work, vaginal cultures, etc.
  • Ultrasounds
  • Hospital visits
  • Referrals or consults with other providers
  • Medications, herbs, or supplements
  • Extra testing such as non-stress tests

If finances are an issue, please let us know so we can develop a solution. All fees are payable with a payment plan over the length of your pregnancy. A deposit of $800 is necessary to start care.

Other Services

  • Well-woman or gynecological care – $150
  • Additional home visits besides 36-week prenatal and 2 postpartum visits – $50/visit


We are able to accept payment via cash, check, credit card, Venmo, Cashapp, Zelle, and Paypal.

You may use Health Savings or Flexible Spending Accounts to pay for our services.